insurance

[demeester]

Many of us haven't.... <i></i>

[AeroCat4]

I certainly don't have cheap Insurance with West. QBE! I pay $2000 a year being 26 years old with years of riding experience and cornering schools, etc...!!!! DOH!!!! <i></i>

[demeester]

But aero, there is the issue of claims.... <i></i>

[JayfmSydney]

Having finally got the cash together for my Busa, Frith are insuring me for $808. (Yes I stated that I would be using it for commuting!!..2002 model)

<b> WARNING ABOUT WESTERN QBE</b>
14 months ago I had my CBR1100 XX stolen. My solicitor is still chasing QBE for the payout. Fill in your proposals VERY VERY carefully. My solicitor has said that they have a well known reputation for trying to avoid any payments but nevertheless eventually they do have to pay. Without going into the details....yes my proposal was inaccurate but the reasons they got me on were absolute technicalities. Guess that is why they are in the insurance business BUT watch those details. Still owe $7500 and was without a bike for 14 months.......

(Yes I'am over 40 but remember you are only as young as the person you are feeling....whoops!!) <i></i>

[money for jam]

Insurance. The dreaded nesassary evil.
Because I hadn't had insurance with Swann for just over 12 months they wanted to put me from rating 3 to a rating 6. (Right!)
If you get stuck try GIO, they were pretty good with me. But you will pay the price.
Hope this helps. It is a good topic. (Even though it sucks!)
Regards Phil. <i></i>

[demeester]

I didn't even know GIO did bikes! <i></i>

[rai1300]

Rang up and got a quote for insurance on the busa and got a 'special' price. Since I have a good record and no convictions, am over 35 years of age, been a rating one driver for as long as I can remember, only rider etc.

They finally send out the forms, I fill them out and send them back with payment etc.

They get back to me in writing a few days later. My premium has gone up by 10% and my excess has almost doubled!

Why?

Because I told them of a speeding fine I received. 63K in a 60 zone! I now have a conviction! This conviction is in place for 5 years.

Yes they were the cheapest......BUT <i></i>

[demeester]

You speed demon, you. Obviously a menace on the roads, and a high risk. <i></i>

[ardvark]

Just signed up with suncorp.... Yes thats right "Suncorp Insurance". They are the new guys in the bike insurance game and are offering competative rates.

I am 31 with a clear traffic history..rating 1 and a memeber of various clubs, I signed up for $850 bucks.

About time too....I had policies with swann & QBE and have paid enough premiums over the years to buy another bike outright.

Cheers
Ardvark <i></i>

[GDYUP]

Correct me if I'm wrong. But are'nt they only in QLD??? I rang them a few months ago here in Vic. They refered me on to GIO. Who I insured with here in Victoria.
Regards Phil. <i></i>

[230hpBoosa]

I recently inquired with Western QBE about an insurance quote for the Bus. Sure, I am 25 with no no claims bonus but check out email I got in response to my inquiry NB particulary the premium!!!!! These guys are supposed to be on our side but I can get insurance for 1/4 of the price from Suncorp.








RE: MOTORCYCLE INSURANCE QUOTATION
AS REQUESTED ON THE INTERNET

I am pleased to confirm the following quotation as requested on the internet.

MOTORCYCLE : 2000 Suzuki GSXR1300

USAGE : Private

POLICY TYPE : Comprehensive

BASIC EXCESS : $500
IMPOSED EXCESS : $200
THEFT EXCESS : $500

NO CLAIM BONUS : Rating 6 (0% Discount)
(Confirmation Required)

DISCOUNTS
40%
( ) Good Rider - Full Motorcycle Licence, 30 years or older, good riding &
claims history with no formal No Claim Bonus discount. Good Rider Policy allows
40% (rating 3) for the first three years, and then appropriate NCB after 4th
year.

10%
( ) Named Rider - Full motorcycle licence, sole rider, over 24 years old
* subject to underwriting guidelines
5%
( ) Advanced Rider - Main rider has completed ADVANCED course at HART or Stay
Upright
( ) Motorcycle Club - Member of HOG, Ulysses Club, BMW Club or Honda Riders Club
( ) Reduced Usage - Not used for commuting purposes, ridden less than 8000 kms
per year

SUM INSURED : MARKET Value




PREMIUM : $4439.00 [WTF????]





PERIOD INSURED : 12 Months
(incl. stamp duty & GST)


Please read the important information below.

If you would like to arrange immediate cover or if we can be of any further
assistance, please telephone the number below.


Yours faithfully



Motor Cycle Underwriting
WESTERN QBE Insurance Ltd <i></i>

[Beestroyer]

Thats what im up against also. $3427 for me (28 and no no claim bonus).
How much was suncorp for you? I might be changing if its 1/4 price! <i></i>

[230hpBoosa]

Suncorp can do it for around $1400 although I am still looking around. I might just have to 'invest' in a set of crash bungs for the moment <i></i>

[Heidi1]

I bought a cheap, shitty car for $2000 and decided to take the risk. I can't afford insurance.

HEIDI xxx

P.S. The car is 750ccs of RAW THROBBING POWER!! I've never owned a car before, they are rather odd. <i></i>

[Diablo]

I just got a quote from Suncorp, 40 yr old, clean history (so far), rating 1, garaged on the Gold Coast:

Excess $350,
Premium $910.80 per year

I would realy rather say to them all. <i></i>