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20-03-2004, 10:50pm
I got three quotes with all parties being aware of my recent accident and claim;
Arista; Agreed Value $15.5
Quote $883.66 pa,
retain 45% no claim bonus
$500 excess.
Swan; Agreed Value $15.5
Quote started at $1400 but discounted for me as a regular shop customer to $1100.
Will include helmet coverage for a further $30. pa.
Retain 60% no claim bonus
$500 excess.
Western QBE; Agreed Value $15.5Quote; $988.00pa
Retain 60% no claim bonus
Standard excess $500
Imposed excess due to 1 point speed camera fine - a further $400.
QBE continue to be competitive price wise as the $400 imposed excess will only bite if I have another prang. Dunno how long that extra excess lasts. If they were more transparent and not dragging their feet to pay-up I would probably stay with them as they did the right thing by writing the bike off when they could have stuffed me around endlessly by arguing the quote and making me have the frame inspected for damage. I was very worried at the prospect of the frame being damaged by the prang and having it let go on me at high speed. Now I just have to see what they're going to do with my center stand and tank bra.
Cheers
Max <i></i>
Arista; Agreed Value $15.5
Quote $883.66 pa,
retain 45% no claim bonus
$500 excess.
Swan; Agreed Value $15.5
Quote started at $1400 but discounted for me as a regular shop customer to $1100.
Will include helmet coverage for a further $30. pa.
Retain 60% no claim bonus
$500 excess.
Western QBE; Agreed Value $15.5Quote; $988.00pa
Retain 60% no claim bonus
Standard excess $500
Imposed excess due to 1 point speed camera fine - a further $400.
QBE continue to be competitive price wise as the $400 imposed excess will only bite if I have another prang. Dunno how long that extra excess lasts. If they were more transparent and not dragging their feet to pay-up I would probably stay with them as they did the right thing by writing the bike off when they could have stuffed me around endlessly by arguing the quote and making me have the frame inspected for damage. I was very worried at the prospect of the frame being damaged by the prang and having it let go on me at high speed. Now I just have to see what they're going to do with my center stand and tank bra.
Cheers
Max <i></i>