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[BUSGO]

Hi Nem,
With your 2nd problem, I suspect that at some point recently you may have saved a photo from the web to a USB drive directly from the web rather than to your hard drive.
Since doing that, the PC now has a path in its search loop to find that location whenever you try to "save as".

Windows does some funny things in an attempt to make life easier for you.

Simillar things happen if you use a web photo for your desktop background without saving a copy to your own location first..

I can't help you with how to fix the first situation except for advising to look for your photo editing options in whatever tool you may use.
In the second case, you can simply alter your desktop background photo to a local storage image rather than one you pulled from the internet.