F@#$ing banks

[The Wild Wind]

I like the credit card rules they have been employing lately.

Do you remember they used to stop your CC when you reached the limit.
Not any more......... Now they allow you to go over & charge you $35 for the privilage. Even if it's the addition of interest that puts it over.
I have specifically requested my bank to put a stop on my CC when or before it reaches the limit & they flatly refuse.

Their reason being,
"We don't want you to be embarrassed at the checkout".
I said I don't give a crap about being embarrassed, I don't want to be charged $35. & they said that it is up to me to keep a close track of how much "credit" I have & I must also keep track of the interest so that I allow enough credit for it to be charged without exceeding the limit.

I got charged when my card was fraudulently used and went over the limit - they reversed it, eventually, but it was many calls after they reversed the fraudulent transactions!