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[REVIT13]

13.9 is a good deal for amounts under 5k as the banks are not interested in these amounts as it's not worth there while. they prefer credit cards as you only have to pay 2.5-3% of your outsanding balance each month as a minumum. the longer it goes the more $$$ they make. in the current interest rate market the above rate is fair and as it is a small amount what's $200 in interest when you can have your accessories now or wait 2 years and be miserable.
i have the joy of talking finance every day and get rid of the grief by riding a busa. cheers Ian www.rev-it.com.au