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22-03-2006, 12:42pm
Shannons: $943 agreed value $16.5k
(limited use not as commuter but covers prof course on tracks but not track days)
QBE: $754 $1k excess, 8k kms use
Aristra: $1180, commuting not more than 3days week.
I am thinking of no insurance as I usually don't insure bikes...but I have previously had bad luck. i.e. I T-boned a car that disobeyed a give-sign 8 yrs ago, wrote off my Paso 906 the driver declared bankruptcy when I engaged solicitors to make my claim (he: unlicenced, unreg'ed, uninsured). I ended up an unsecured creditor and got 10c in the dollar so $1200 for my $12k claim
In Canberra recent post raise my concern about theft, other concern is a small off costing $3k just for fairings. I spose insurance means another T-bone (god forbid) will see me not down $16.5k. <i>Edited by: monyx at: 23/3/06 10:21 am
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(limited use not as commuter but covers prof course on tracks but not track days)
QBE: $754 $1k excess, 8k kms use
Aristra: $1180, commuting not more than 3days week.
I am thinking of no insurance as I usually don't insure bikes...but I have previously had bad luck. i.e. I T-boned a car that disobeyed a give-sign 8 yrs ago, wrote off my Paso 906 the driver declared bankruptcy when I engaged solicitors to make my claim (he: unlicenced, unreg'ed, uninsured). I ended up an unsecured creditor and got 10c in the dollar so $1200 for my $12k claim
In Canberra recent post raise my concern about theft, other concern is a small off costing $3k just for fairings. I spose insurance means another T-bone (god forbid) will see me not down $16.5k. <i>Edited by: monyx at: 23/3/06 10:21 am
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